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First letter you need to send.

Name
Address
Telephone Number
Date

Bank Name
Bank Address


Dear Sir or Madam,

Your name; Bank Name and Account Number.

I am writing to request a fully comprehensive list of all the default charges for direct debit, unauthorised overdrafts and standing orders I have paid over the last six years.

With my request I have enclosed a cheque to the sum of £10 which is to cover the maximum statutory charge in order for me to obtain my personal data. If this data is not provided I will except instead all of my statements from the last six years from the date as of this letter. I understand that statements on their own are not covered by the Data Protection Act 1998, yet I’m not requesting the statements per se, but the charges, which I’m entitled to by law.

Since (insert bank name) is obliged to reply under the data protection act, I eagerly await your response within forty days.

Yours faithfully,



Sign and print name in capitals