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Second letter you need to send.
Name
Address
Telephone Number
Date
Bank Name
Bank Address
Dear Sir or Madam,
Your Name, Bank Name, Account Number and Sort Code
I hereby request that a repayment of all the default charges I have incurred over the last six years are repaid in to my account. I do not believe that these charges reflect the true cost to (Insert bank name) of going into unauthorised overdraft.
In total I believe a repayment to the sum of £ (Insert total charge) total charge is due. I believe I have been unlawfully deprived of the money and therefore ask that you repay me the full amount. Please find a full schedule of the charges with this document.
Please note.
In a court of law repayment would include the statutory rate of interest (8%). I have taken this into account with my repayment request as I believe this more accurately reflects the sum I should receive back in return.
I look forward for a full response to this letter within 14 days.
Yours faithfully,
Print Your Name In Block CAPITALS AND Sign
Address
Telephone Number
Date
Bank Name
Bank Address
Dear Sir or Madam,
Your Name, Bank Name, Account Number and Sort Code
I hereby request that a repayment of all the default charges I have incurred over the last six years are repaid in to my account. I do not believe that these charges reflect the true cost to (Insert bank name) of going into unauthorised overdraft.
In total I believe a repayment to the sum of £ (Insert total charge) total charge is due. I believe I have been unlawfully deprived of the money and therefore ask that you repay me the full amount. Please find a full schedule of the charges with this document.
Please note.
In a court of law repayment would include the statutory rate of interest (8%). I have taken this into account with my repayment request as I believe this more accurately reflects the sum I should receive back in return.
I look forward for a full response to this letter within 14 days.
Yours faithfully,
Print Your Name In Block CAPITALS AND Sign